feat: persona chat loop, web UI, and local (Ollama) embeddings

Phase 1 — persona + persistent memory chat loop:
- lyra/persona.py + personas/lyra.md: editable identity/voice (friend-first,
  honest, never invents poker math)
- lyra/chat.py: turn loop assembling persona + cross-session recall + recent
  context, persisting both sides to SQLite
- lyra/session.py, lyra/__main__.py: session lifecycle + `lyra` REPL

Phase 1.25 — reuse the old web UI:
- vendored the prior single-page UI into lyra/web/static, repointed to
  same-origin
- lyra/web/server.py (FastAPI): serves the UI and backs its endpoint contract
  (/v1/chat/completions, session CRUD, health, inert thinking-stream) with the
  new chat loop + memory; SQLite stays the single source of truth
- `lyra-web` console script

Local backends — test for free, no OpenAI key:
- llm.embed routes via EMBED_BACKEND (cloud=OpenAI, local=Ollama /api/embed)
- simplified UI backend selector to Local (Ollama) / Cloud (OpenAI), default local
- memory connection opened check_same_thread=False for the threaded server

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

lyra/web/static/manifest.json

@@ -0,0 +1,20 @@
+{
+  "name": "Lyra Chat",
+  "short_name": "Lyra",
+  "start_url": "./index.html",
+  "display": "standalone",
+  "background_color": "#181818",
+  "theme_color": "#181818",
+  "icons": [
+    {
+      "src": "icon-192.png",
+      "sizes": "192x192",
+      "type": "image/png"
+    },
+    {
+      "src": "icon-512.png",
+      "sizes": "512x512",
+      "type": "image/png"
+    }
+  ]
+}